Last updated: January 22, 2026
We collect minimal information to provide our calculator services. This includes:
We use the collected information to:
All calculations are performed locally in your browser. We do not store your financial data on our servers.
We use Google AdSense for advertising, which may use cookies to serve personalized ads. You can opt out of personalized advertising at Google Ads Settings.
For privacy-related inquiries, contact us at: viliam.balara@tuke.sk
Last updated: January 22, 2026
By accessing and using Dividend Masters, you accept and agree to be bound by these Terms of Service.
Our calculators are provided for informational and educational purposes only. You agree to use them responsibly and not for any unlawful purpose.
The calculations and results provided by our tools do not constitute financial, investment, tax, or legal advice. Always consult with qualified professionals before making financial decisions.
While we strive for accuracy, we make no guarantees about the completeness or accuracy of calculations. Users are responsible for verifying results independently.
Dividend Masters and its creators shall not be liable for any damages arising from the use of our calculators or reliance on the information provided.
We reserve the right to modify these terms at any time. Continued use of the service constitutes acceptance of updated terms.
Last updated: January 22, 2026
The information provided by Dividend Masters calculators is for informational and educational purposes only and should not be construed as financial advice.
Past performance does not guarantee future results. Dividend yields, growth rates, and investment returns can vary significantly and are not guaranteed. The projections shown are hypothetical and may not reflect actual investment outcomes.
All investments carry risk, including the potential loss of principal. Before making any investment decisions, you should:
While we strive to provide accurate calculations, we cannot guarantee the accuracy of results. Users should verify all calculations independently before making financial decisions.
This website does not provide tax, legal, or accounting advice. For specific advice regarding your situation, please consult appropriate professionals.
Last updated: January 22, 2026
Cookies are small text files stored on your device when you visit websites. They help improve your browsing experience and allow websites to remember your preferences.
Dividend Masters uses cookies for:
We use Google AdSense for advertising, which may set cookies on your device. These cookies are governed by Google's privacy policy.
You can control cookies through your browser settings. Note that disabling cookies may affect the functionality of some features.
By continuing to use our website, you consent to our use of cookies as described in this policy.
Dividend Masters was created by a team of enthusiastic PhD students at the Technical University of Košice (TUKE), Slovakia. United by our passion for dividend investing and financial literacy, we set out to build tools that make investing more accessible to everyone.
We believe that quality financial calculators should be free and accessible to all. Our mission is to empower investors—from beginners to experienced—with powerful, easy-to-use tools that help them make informed decisions about their financial future.
As dividend investors ourselves, we noticed that many online calculators were either too simplistic, hidden behind paywalls, or cluttered with confusing features. We wanted to create something different: a clean, comprehensive, and completely free dividend calculator.
Have suggestions, found a bug, or just want to say hello? We'd love to hear from you!
Email: viliam.balara@tuke.sk
Our calculators use standard financial formulas to project growth. However, actual results may vary based on market conditions, dividend changes, and other factors. Always use these as estimates, not guarantees.
DRIP stands for Dividend Reinvestment Plan. When enabled, dividends are automatically reinvested to purchase more shares, which can significantly accelerate portfolio growth through compounding.
The dividend growth rate represents how much a company increases its dividend payments each year. Many established companies (called "Dividend Aristocrats") have track records of increasing dividends annually.
Inflation reduces the purchasing power of money over time. The inflation-adjusted value shows what your future portfolio would be worth in today's dollars, giving you a more realistic picture of your wealth.
No. All calculations happen directly in your browser. We don't store your financial inputs or results on any server.
No. Our calculators are for educational and informational purposes only. Please consult a qualified financial advisor for personalized advice.